PetPartners, Inc.
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Our Pet Insurance Plans

PetPartners offers several plan options to meet your specific needs. Our plans include: Diamond, Emerald, and Sapphire. We pride ourselves in offering plans with the richest coverage in their class.

Compare our pet insurance plans side by side

We offer a multiple pet discount -- if you insure two or more pets with us you will receive 5% off each pet's premium!

Free look* -- if you are not satisfied with your new policy, return it to us within 30 days of the coverage effective date. We will cancel your insurance and refund your premium in full, as long as you have not submitted a claim.

* Free look period not available in NY.


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The Sapphire Plan

  Policy Terms & Conditions
Pets get into scrapes, their curious natures lead them into trouble and things just happen to them despite the best of intentions. Examples include bite wounds, bee stings, snake and insect bites, poisoning, burns and even 'hit by car' accidents - all of these are common types of claims from our policy holders.

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The Emerald Plan

  Policy Terms & Conditions
If you are seeking superior protection for your pet's accidents or illnesses, then the Emerald Plan is a great choice. With a per incident limit of $3,000, it helps you plan for your pet’s unexpected accidents and illnesses.

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The Diamond Plan

  Policy Terms & Conditions
The Diamond Plan is our most comprehensive pet insurance plan. On top of all the great benefits for accidents illnesses Emerald Plan, this plan also reimburses you preventive care. It all adds up to an amazing package of peace-of-mind protection.

Add up what you would normally spend (or expect to spend) on your pet's preventive care over a year. Then you can see how much value you would receive from the Diamond Plan. The monthly payment option allows you to spread your pet's routine health care costs over the year and you also have insurance benefits for accidents and illnesses that you may also need one day.

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Like all pet insurance plans, PetPartners can't cover everything and offer affordable coverage for your pet. We have some specific things, such as pre-existing conditions, that are not covered. What's Not Covered for details.

Which pets are eligible?

  • Any dog or cat under the age of 9 years at enrollment, once enrolled, coverage may be continued for older pets
  • Any dog over the age of at least 8 weeks old
  • Any cat over the age of at least 10 weeks old
  • All breeds, we have no breed restrictions

What accidents and injuries are covered?

  • Motor Vehicle/Hit by Car accidents
  • Bone Fractures
  • Poison Ingestion
  • Foreign Body Ingestion surgery or endoscopy
  • Lacerations and Bite Wounds
  • Burns
  • Insect Bite and Snake Bite allergic reactions
  • Accidental Choking or Drowning
  • Head Trauma

What treatment is covered?

  • Veterinary Services & Surgical Procedures
  • Prescription Medications
  • Diagnostic & Laboratory Tests
  • X-Rays, CT Scans and MRIs
  • Hospitalization
  • Emergency Visits
  • Specialist Visits

What are the coverage limits?

  • Up to $8,000 maximum per policy limit, $2,000 per incident
  • $75 per incident deductible, 10% co-insurance
  • Coverage starts on Day 1 for the accidents listed above



Which pets are eligible?

  • Any dog or cat under the age of 9 years at enrollment, once enrolled, coverage may be continued for older pets
  • Any dog over the age of at least 8 weeks old
  • Any cat over the age of at least 10 weeks old
  • All breeds, we have no breed restrictions

What treatment is covered for accidents and illnesses?

  • Veterinary Treatment & Surgical Procedures
  • Prescription Medications
  • Hospitalization
  • Specialist & Emergency Visits
  • Diagnostic & Laboratory Tests
  • X-Rays, CT Scans and MRIs
  • Cancer Coverage

What are the coverage limits?

  • Up to $11,000 maximum per policy limit, $3,000 per incident
  • $100 annual deductible, 20% co-insurance
  • Coverage starts Day 1 for accidents, Day 31 for illnesses



Which pets are eligible?

  • Any dog or cat under the age of 9 years at enrollment, once enrolled, coverage may be continued for older pets
  • Any dog over the age of at least 8 weeks old
  • Any cat over the age of at least 10 weeks old
  • All breeds, we have no breed restrictions

What treatment is covered for accidents and illnesses?

  • Veterinary Treatment & Surgical Procedures
  • Prescription Medications
  • Diagnostic & Laboratory Tests
  • X-Rays, CT Scans and MRIs
  • Cancer Coverage
  • Hospitalization
  • Specialist & Emergency Visits

What preventive care costs are eligible?

  • Annual Physical Exam
  • Annual Dental Cleaning or Spay/Neuter Procedures
  • Flea & Tick Control - 12 months
  • Heartworm Testing & Prevention - 12 months
  • De-worming and Fecal Exam
  • Vaccinations & Boosters

What are the coverage limits?

  • Up to $13,000 maximum per policy limit, $5,000 per incident
  • $100 annual deductible, 20% co-insurance
  • Coverage starts Day 1 for accidents, Day 31 for illnesses