Why PetPartners Plans?
- Richest preventive benefits
- Plans to meet all budgets
- All dog and cat breeds are included
- Coverage in all 50 states and the District of Columbia
- Use any licensed veterinarian in the United States, District of Columbia, US territories and or Canada
- Clear Terms and Conditions - no hidden exclusions, our policy terms and conditions can easily be viewed online before you buy
- Enrollment is quick and easy via our secure web site or by telephone
- Premium can be paid monthly or annually, you select your due date
- Direct and prompt reimbursement to the policyholder, claims turn around within 14 days of receiving all required documents
- Forms, benefits and policy paperwork can all be handled electronically
Benefits to Group Administrators
- Popular enhancement to employees' compensation package
- Your option of direct billing to employee or company
- Allow company contribution if desired
Benefits to Group Members
- Group rate discounts
- Personalized web page with access to account and claims information
- Easy claims filing options by mail, fax or e-mail
- Multiple pet discount - If you insure two or more pets with us you will receive 5% off each pet's premium
- 30 day Free Look* - if you are not satisfied with the policy, return it to us within 30 days of the coverage effective date. We will then cancel your insurance and refund your premium in full, as long as you have not submitted a claim.
Why PetPartners?
- Strong track record in pet health insurance, having been an innovative leader for over 25 years in the U.S. and the U.K.
- Licensed insurance agents, veterinary technicians and licensed claims adjusters are on staff for enrollment, questions and claims processing all with a dedication to hassle-free customer service
- We are the first and exclusive provider for pet health insurance to both the American Kennel Club and the Cat Fanciers' Association.
- Our program is underwritten by Markel Insurance Company, a top 50 U.S. insurance company and rated A "Excellent" by A.M. Best Company.
- PetPartners is a full Managing General Agent, with responsibility for marketing, sales, policy issuance, premium collection, claims handling and customer service
* Free look period not available in NY.
Benefit Schedules and Category Limits:
PetPartners
We offer straight forward dollar limit amounts for per incident and per year
maximum limits.
Our Competition
Many of our competitors use complicated benefit schedules, incident category dollar
limits and case maximum dollar amounts for specific types of conditions. For example,
a competitor may have a $5000 yearly limit for injuries, but only a $1500 benefit
limit specifically covering cancer treatment. Compare before you buy!
Accident & Injury Waiting Period:
PetPartners
We have no waiting period for wellness benefits (if selected) and accident and injury coverage - your pet is covered starting on day one.
Our Competition
We haven't found anyone else who offers this benefit! Why should you pay for coverage you don't yet have?
Continuous Coverage/Pre-existing Conditions:
PetPartners
An incident with multiple treatments can span an unlimited number of policy terms - we continue to reimburse you based on the original incident and will not treat the condition as pre-existing even though the policy has renewed.
Our Competition
Many of our competitors will not reimburse treatments that are for an incident from a
previous policy term. They consider an incident from a previous policy term as
pre-existing! Even if they do allow it to carry forward, they charge an additional
premium for this 'ongoing' care benefit.